How do I choose between a Company Card or Employee Card?

When you are creating a new card - you can choose to create either a:

- Company card
- Employee card

To guide your decision on which type of card is best for your use case, see below:

FeaturesCompany CardsEmployee Cards
Use CaseBusiness Expenses
Software Subscriptions
Travel expenses
Client meals or spend
Team building
FormVirtual OnlyVirtual
Digital Wallet: Google and Apple pay
Users AccessCard admins can see all Company cards and are auto-assigned as the owner.
Company Cards can also be securely shared with a maximum of 3 contacts to view card details, receive 2FA notifications to make transactions.
Each employee card is assigned to one employee.
Employees are able to view card details and transactions, freeze the card.
Card admins can view, manage limits, freeze or cancel all Employee Cards.
Name on CardMrkter Account Business NameIndividual Employee Name
Pin CodeN/A - not required for virtual cardsPin required - can be found in card details in the WebApp
PricingFreeSee here for your region’s pricing


Both company cards and employee cards have:

- Visa Debit Cards
- 0% international transaction fees
- Multi-currency cards that draw from your wallet balance for the transaction currency, if no balance this will be auto-converted from your home currency
- Flexible daily, weekly, monthly and all time spend limits
- Card admins can edit, freeze or cancel cards at any point in time
- Able to use Expenses to track, upload receipts and code expenses directly to your chart of accounts straight from your card spend.

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